Next‑Gen CollectaLife Economy

CollectaLife has transformed from a simple card‑trading game into a rich digital economy on Relic Horizon. Every time you trade, your card’s value climbs by 10 percent, and that gain goes straight into your wallet. We’ve layered on:

• Global leaderboards spotlighting top traders
• Daily spin‑the‑wheel bonuses
• An interactive Locations Menu unlocking new gameplay hubs

This makes CollectaLife a seamless blend of trading, gameplay, and finance, all in your pocket.

Bank Location: Your New Financial Hub

Unlock the Bank for 1 000 CollectaCoins and take control of your in‑game finances:

• Manage balances: see cash on‑hand vs. bank holdings
• Apply for loans: transparent terms with clear formulas
• Monitor credit: build your score to unlock premium features

Loan Mechanics

When you need extra CollectaCoins to snag a rare card, the Bank offers straightforward loans:

• Base interest: 25 percent of principal
• Daily premium: + 1 percent per day after the first
• Repayment: principal × (1 + 0.25 + (days – 1)×0.01)
• Early repayment: discount on unused daily premiums

Credit Score: Your Financial Passport

Your in‑game credit score reflects:

• Repayment history (on‑time vs. late)
• Account activity (balances & deposits)
• Loan diversity (managing multiple loans)
• Income stability (regular earnings)
• Community reputation (peer endorsements)

Maintain a strong score to access upcoming premium features and better loan rates.

Quick‑View Economy Metrics

Today’s snapshot shows a healthy ecosystem:

• Stability Index: 96.4 percent
• Circulation: 129 123 CollectaCoins
• Cash on Hand: 119 236 CollectaCoins
• Bank Holdings: 9 887 CollectaCoins
• Outstanding Loans: 4 607 CollectaCoins

How to Access the Bank

1. Accumulate 1 000 CollectaCoins via trades, mini‑games, or daily spins.
2. Open your Locations Menu and tap Bank.
3. Set up your account, explore loans, check your credit score, and start managing funds.